If you want an affordable car insurance quote online (better coverage for far less), here are things you can do to get it...

1) Make sure you understand what you really need. Confusion and indecision is often a reason why many people don't get the most affordable quote out there.

2) Don't be in too much of a hurry. If you decide to spend only 15 minutes, you'll get savings if you know what you're doing. However, you'll do a better job if you give it 45 minutes with the same knowledge you have. Remember, you want to get an affordable car insurance quote online not necessary the quickest fix. Furthermore, spending some time now will save you dollars over the years.

3) Visit as many reputable insurance quotes sites as possible. I'll recommend that you visit at least three. The reason why I recommend a minimum of three sites is that you need many quotes to make good comparisons. How affordable your car insurance quote is depends on how broad your basis for comparison is.

I also prefer to use insurance brokers' sites. This is for two reasons. First, they return quotes from many insurance companies from a single query. Sites that are owned by specific insurance companies will show their's only. If they want to be smart, they can show you a weaker competitor's quote.

The second reason why I prefer using sites that are owned by insurance brokers is that they're more likely to give undoctored and unbiased results. They make a profit despite the insurer you choose through them.

Now make sure you input the same information in all quotes sites visited. If you alter your details from site to site, you'll not get quotes that will allow you make good comparisons. That's how simple it is to get the most affordable car insurance quote online without compromising your coverage.